Cookie policy
In force since 1 August 2026
Cookies are small records a site stores in your browser and receives back with every request. Amortiva uses them for one thing: so the page arrives right the first time — with your sign-in, your theme and your saved calculations, with no flash and no re-render.
Every cookie below is strictly necessary for the site to work: they provide sign-in, protection against request forgery and a correct first paint. That is why the on-site notice is informational, with no choices — there is nothing here to opt out of.
The cookies we use
| Name | Purpose | Lifetime | Access |
|---|---|---|---|
| amortiva_session | The sign-in session: keeps you in your account between requests. Set by the server on sign-in and invisible to any script on the page. | 2 days | server only |
| amortiva_csrf | Protection against request forgery (CSRF): confirms a change was sent from our site, not someone else’s. | 2 days | browser and server |
| amortiva_theme | Your chosen theme — the server sends the page already in it, with no flash of another palette. | 365 days | browser and server |
| amortiva_scheme | Your system’s light or dark scheme: the first visit cannot know it in advance, and every visit after arrives already correct. | 365 days | browser and server |
| amortiva_reports | The “has saved calculations” hint: it decides whether the home page opens as a catalog for a first-time visitor or as a dashboard for a returning one. | 7 days | browser and server |
| amortiva_summary | Your saved calculations reduced to figures: the server draws the dashboard cards immediately, without waiting for scripts. | 7 days | browser and server |
| amortiva_cookies | Remembers that you dismissed the cookie notice. Yes, the cookie notice lives in a cookie itself — otherwise it would reappear on every visit. | 365 days | browser and server |
The lifetime counts from your last visit: a cookie set for a year lives a year from each visit that refreshed it.
What we do not do
There are no analytics, advertising or third-party cookies on the site. We do not track you across sites and do not share data with ad platforms. If analytics ever appears, it will only run after separate, explicit consent — this policy and the notice will change first.
The figures you enter into the calculators are not stored in cookies: drafts live in your browser’s localStorage (as a guest) or in your account (once signed in), and never travel with network requests as cookies.
Managing cookies
You can inspect and delete cookies in your browser settings — usually under “Privacy” or “Site data”. Deleting Amortiva’s cookies ends your sign-in session and resets the chosen theme; your calculations are unaffected.
Saved calculations are deleted on the site itself, through the settings menu in the header. The cookies serving them — the reports hint and the dashboard summary — disappear with them.
Changes to this policy
The policy changes together with the product: no new cookie appears on the site before it is described here. The date of the current revision is at the top of the page.