Compare the current loan with a new offer and find the break-even point
New monthly payment
51 266,44 ₽
-2 962,15 ₽ vs the current payment
Lifetime benefit
91 637,38 ₽
refinancing pays off
Break-even point
6 mo
recoups 15 000,00 ₽
| Metric | Current | New | Difference |
|---|---|---|---|
| Monthly payment | 54 228,59 ₽ | 51 266,44 ₽ | -2 962,15 ₽ |
| Term | 36 mo | 36 mo | — |
| Interest overpayment | 452 229,40 ₽ | 345 592,02 ₽ | -106 637,38 ₽ |
| Total paid | 1 952 229,40 ₽ | 1 845 592,02 ₽ | -106 637,38 ₽ |
Loan payments compared — excluding the one-off refinancing cost.